By Peter Parks
In todays world, it seems that almost any topic is open
for debate. While I was gathering facts for this article, I
was quite surprised to find some of the issues I thought
were settled are actually still being openly discussed.
Most of this information comes straight from the horses mouth
with many of my clients I have discussed this with and they are
pros. Careful reading to the end virtually guarantees that
you'll know what they know.
Women who believe a divorce is a possibility or who think
that their husband will be asking about getting a divorce
at some point should put their emotions aside and plan
'just in case' their intuition is correct that a divorce
may be coming in the near future.
If women who believe
that the "divorce discussion" may be lurking, they should
make it a point to look for solid signs that their husband will
indeed ask for a divorce...then they should plan
accordingly.
Women who think that they are signs that her husband may
ask for a divorce but haven't thought about it deeply or
who think that a divorce would better suit them rather
than their husbands, should view the situation realistically
and as stoically as possible. This will ensure that plan they
take is calculated, logical and will benefit them based on
what they want the end result to yield.
Often times women refuse to think that a divorce could
happen to them and one day their husband comes home and
says 'There's something I have been meaning to talk to
you about...' or 'I think we should get a divorce.' or
something similar. If the situation has reached this
point, its too late for women to start planning for their
fin.ancial future after divorce.
So what do women who think a divorce is eminent or who
want a divorce for themselves do in order to ensure they
aren't left in fina.ncial ruin?
There's certainly a myriad of tactics that can be used
and each woman's situation is different regarding divorce,
but here's some tactics that will help:
Women and divorce tactic 1:
Once women validate their own reasons for divorce and are
sure that divorce is the right path, they should make a
plan and keep it to themselves. They shouldn't let anyone
know what they've decided to do. They should not tell
their friends, co-workers, or family...no one. And they
certainly shouldn't lead on to their husband that they
want a divorce if they are the ones who will be making the
first move to end the marriage.
Women and divorce tactic 2:
Women in divorce should realize that the plan they take
may require several months to implement and they should be
patient and plan logically. Women should learn how much
money it would take to support themselves (and children if
the situation warrants it), how much money is actually
available to them now, and how they can adjust their
lifestyle to make sure they can financially survive.
Women and divorce tactic 3:
Women who may be facing divorce should look at the
household wills. In some cases, it may be legal to take
someone out of a will or put someone into a will without
that person knowing.
Women and divorce tactic 4:
Women who want to plan for divorce should try to put away
cash in the event something dramatic happens unexpectedly.
Bit by bit, putting cash away somewhere in a place that
cannot be found by heir husband will allow women to make
sure they can survive in the event of "unforeseen
circumstances".
Women and divorce tactic 5:
Women who plan on getting divorced should document any
events that will strengthen their case against their
husband. Occurrences such as physical abuse, verbal abuse,
mental abuse, and drunken stupors that end in embaraasment
or abuse are examples or instances that should be
documented because these happeneings strengthen any case
the women have against their husband.
Women and divorce tactic 6:
Women who know that divorce is in their future should do
all they can to decrease liabilities and increase their
access to money. This includes paying down mutual debt,
establishing credit of their own if they do not have
credit already, and making sure that the mortgage (if there is
one) is paid down as much as possible.
Women and divorce tactic 7:
Women who are serious about getting a divorce or who think
that their husband might ask for a divorce in the future
should gather all documents that have to do with anything
financial that has their name listed. They should make a
list of all these items with financial institution name,
address, account number, balance, interest rate, etc.
Knowing exactly what is at stake financially will help
alleviate surprises later.
Planning a divorce can be as painful for women as it can
be for men. Generally, women aren't the breadwinners
(although things are getting a lot closer to being 'new age' than
in previous decades) and getting surprised with divorce
papers can have long term financial affects to women who don't
plan accordingly and protect themselves financially.
Sometimes it's tough to sort out all the details related
to this subject, but I'm positive you'll have no trouble
making sense of the information presented above.
(c)copyright 2006 Niche Profit Marketing
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